» Personal Credit is to be kicked off in China

On July 1, Shanghai will for the fist time kick off the experimental work on personal credit in China . As a result, over one million city residents of Shanghai will become the first group of the Chinese, holding personal credit record. This marks the beginning of China 's personal credit system after a long time of preparation.

» Credit Report

A credit report is a crucial document that reflects your credit status. A credit report is a summary of your financial reliability for the most part, your history of paying debts and other bills. A credit report is a profile of your financial life that's compiled by a credit reporting agency or credit bureau. A credit report is used by a lender to help determine whether a person qualifies for a particular credit card, loan, or service.

» Growing of China Credit Database

China's credit database grows by 40 million people, and is to become the world's largest.China's credit database had records for 640 million people at the end of 2008, up 40 million from a year earlier, according to the information disclosed by Su Ning, who was the Vice Governor of the People's Bank of China (PBOC, the central bank)

» China weighs credit database options (Ⅰ) -- Analyzing credit reporting system models

A basic credit-reporting system is made up of a public credit registry and/or private credit-reporting firms that function within the necessary legal and regulatory framework for credit reporting and privacy. Many countries have public credit registries, normally operated by a central bank or bank supervisor. Alternatively, some have chosen not to operate a public credit registry but rather leave credit reporting services to private firms.

» China weighs credit database options (Ⅱ) -- Analyzing credit reporting system models

As China continues to expand its public credit registry, it needs to address several institutional issues.A key objective is to strengthen the corporate and individual bankruptcy framework. Industry experts are calling for the speeding up of legislation to provide a complete legal basis for the industry. A reform of China 's bankruptcy law was debated for 10 years and only passed recently. Yet judges and relevant legal and banking professionals still have to be trained to understand and execute the law.

» Mystery Customer

Currently the application of "Mystery Customer Inspection Service" is incomplete in China and many companies learn little about it. "Mystery Customer Inspection Service" is to use the professionally trained individuals to experience and measure the service process by acting as customers in the regulated time and place, and then report back on the service quality, business level of the enterprise in a detailed and objective way. It is commonly called as “anonymous audit or "mystery customer investigation".

» Protecting your Intellectual Property

In broad terms, Intellectual Property is the intangible possession of either an individual or organization, but in the United Kingdom and in most countries around the world, to some degree or another, is acknowledged as having a tangible value. This acknowledgement takes the form of protection by statute under either or both of Civil and Criminal Law but has also developed through common law and equity.

» Catching the Escaped Little Fish

When it comes to healthcare fraud, most Special Investigations Units (SIUs) within insurance companies focus on the recipients of the largest benefits: the healthcare providers. Scams committed by this faction often are serial and result in huge monetary losses. As fraud examiners, we intrinsically "follow the money."

» Art Crime-Not a Pretty Picture

There's a significant glamour with the "Art World." The presumed expertise required to work among the connoisseurs may seem like an obstacle to the experienced investigator. But a crime is a crime whether it involves the theft of a priceless painting or a shipment of potatoes. One should conduct investigations with the focus on the crime, the evidence and the parties involved on the object.the more the better.

» Application of Polygraph in Business Field

It was in 1895 when an equipment was used in lie- detection for the first time by Ceuare Lombroso, an Italian criminologist who successfully detected many cases by such way. From then on, the polygraph tech- nique has developed for over one hundred years. The modern polygraph instrumentation adopts the computer technology science and mainly collects such physiological parameters as electrodermal activity, breath, pulse, blood pressure, blood capacity, brain wave and so on. In practice, the accuracy of such polygraph technique has reached 98 percent.

» Personal Experience on Polygraph

Each stick to his argument: In the early November 2003, an old client of Steele, Zhongxiang Trade Company called and said that they had a hot potato, required Steele to give a hand and introduced the details of the case.

» Some Warning Signs of Occupational Fraud

The economy develops at very fast speed, traps are maintained in the world. How to detect and prevent it?

» Open Source and Business Secret

Open Source is public information, data that is legally available to anyone. Most of the information sought on any subject, according to intelligence professionals, is publicly available.

» Don't be captured by fraudsters

In recent years, there has been a marked increase in so-called "financial crime", where organized criminal gangs seek to exploit the world's financial systems to further their own illegal ends.

» Lawyers and Investigator Agencies

Lawyers － By their specialty in laws and forensic skills, the lawyers can help their clients win the most benefit, protect the rights to the maximum or minimize the burden or risks of clients.

» The Extent and Depth of the Investigation on Assets

Investigation on assets is an important part of business investigation.

» SARS and the Investigation in Chinese Mainland

During the spring of 2003 and at the beginning of the summer of 2004, China has suffered the unexpected strike of severe acute respiratory syndrome(SARS).

» Sleuths for Hire

Beijing likes to play the part of Big Brother. But sudd- enly China's private investigators are posing a chall- enge to the police state.

» A little change shows opposite results

Anti-counterfeiting is very common whether in china or all over the world, we can hear its voices and see it’ actions anywhere, anytime---- Everyone knows anti- counterfeiting, either aged or youth.

» Don't call me private eye

Yang Hai, a former policeman, believes China entry into the World Trade Organization will do wonders for his private detective agency.

» A Case Shows The Specialty

From the history of human development, it shows that it is the division of labor that leads the collapse of the original clan and the dying out of primitive society.

» Medical record should include

The front page of a chart should include the name, gender, age, birth date, ID number, work place, home address and telephone number of the patient.

» Investigation company's service and private detective business

Most people thought that the investigation company's service is the same with private detective business.

» East meets west

Reported by Nancy S. Barber. California It was startling to realize that the meeting with Yang Hai and Xu Jiali from China with Bob Fenech and me was all done through three or four e-mails among our offices.

» A successful Cooperation in China

I joined WAD since 1999 and took part in the Mid-Term meeting in New Orleans in 2001, I deeply felt that the conference was very successful.

» Reconsideration basic diathesis of private investigators

Along with investigation companies arising in China, as an industry, each investigation company has its separ- ately understanding on industry system and industry standard because of the easy accidence, and it also causes different executive standard.

» Stowaway and Insurance

Stowaway and insurance are two absolutely different concepts in both commercial and social fields. What's their relationship?

» Due Diligence-the Indispensable Weapon in Business of 21 Century

This article gives an overall explanation of the meanin- gfulness and contents of due diligence and illustrates the decisive role it plays in business activities with true examples.

» "Investigation Beforehand" seen through a failed fraud case

This article illustrates the credit investigation plays a role in prevention beforehand through a small case.

» The importance of credit investigation showed by an investigation case

Written by an experienced investigator, this article describes one of those typical cases handled by him.

» Due Diligence in China

From the viewpoint of a professional in credit industry, the author of this article studies the actual situation of Chinese credit industry.

» "Start with subtle points"-the basic element of investigation

"Start with subtle points" is the basic element of investigation.

» The Phenomenon of "Human Smuggling" in Fujian Province

This article is about the phenomenon of "stowaway" in Fujian Province in China.

» Essential Elements An Investigator should have

Professional investigation institutions constitute the industry aiming to provide investigation services to clients.

» Functions and roles of credit investigation institutions

Most people are familiar with "credit", particularly businessmen.

» Investigation on fulfillment ability of other side should be conducted before contract signed

To sign a contact, particularly an international contract, is a legal activity.

» Necessity of Insurance Claim Investigation

In countries with relatively perfected market economy, insurance company cooperates with professional investigation companies in claim handling has become a usual practice.

» Diversity of insurance fraud

Some people consider insurance fraud a recent thing that firstly appeared only one or two decade ago.

» About Anti-counterfeiting

The overall level of product quality has been improved considerably since the beginning of 1980s.