Investigation Research           Risk Management

The following articles, excluding the ones annotated "sourcing from" other links, are written by Mr. Hai Yang, Ms. Shelley Shen and the other colleagues of Steele. These articles are published in Mr. Yang's works (Investigation Commencing, Opportunities and Risks, etc.) and the magazines of several international investigation associations. Welcome to read them but the copy rights are only held by Steele. Thank you.

» Introduction on the Business Databases Search in Hong

   Kong , Macao and Taiwan

With increasing business cooperation between Mainland China and Hong Kong , Macao or Taiwan , risks in investment or cooperation is given more and more concerns, and one of the important measures for risk control is investigation on the due diligence of individuals or enterprises before the cooperation.

» Civil Records in China (I)

Most of the documents listed below can be obtained from one of China's Notarial Offices (Gong Zheng Chu). All Chinese documentation to be used abroad is processed through the notary offices and issued in the form of notarial certificates. Notarial offices are located in all major Chinese cities and in rural county seats. These offices are part of the Ministry of Justice structure, but are separate from the people's court system.

» Civil Records in China (II)

Generally available, reliable. Persons should apply for a certificate of no criminal record at the local Public Security Bureau (PSB) (or certain types of employers such as state owned enterprises), then make application to the notary office for a certificate based on the PSB document.

» Top 5 Most Valuable Professional Qualification Certificates in

   China at Present

Among all the certificates, which one is more valuable? The following information will tell you the 5 most valuable certificates in China at present. If you have any of them, it can be very easy to find a decent job in China.

» Top 10 Certified Public Accountants in China

Top 1: China Chain International Tax Consultancy

China Chain International Tax Consultancy (abbreviated to CCITC below) tries to attain the service object to assist our clients in minimizing the tax risk, exploring the optional tax saving opportunity and realizing the complicated tax planning. It provides with tax professional services in multi-regions, specialization, diversification and depth according to the relevant tax laws and regulations.

» Pre Employment Screening

When an employer wants to compile the most accurate information available about a potential hire, a Pre Employment Screening Check would be the best choice. Employment Background Check can include a driver vehicle records, county criminal search, statewide and national criminal search, as well as other verification options.

» Pre-Employment Check - A Must for All Businesses

Everyday crimes such as abuse, malversation of funds, theft, robbery, embezzlement and other forms of harassment and abuse inside the office is being filed against the court. More and more company is being victimized due to these acts. This can be prevented if only an employer conducted a background check on the person prior top hiring.

» Getting Married in China (I)

American citizens contemplating marriage in China, either to a Chinese citizen or to another foreigner, should review the following general information on Chinese government procedures. Marriages in China are registered according to the laws of China, regardless of the nationality of those being married.

» Getting Married in China (II)

After a certificate of marriageability has been obtained you must go to the city or town that your Chinese partner’s hukou is registered at, and apply for a marriage certificate. If this is outside of the city of the embassy/consulate that issued your certificate of marriageability then this means you will have to do some traveling.

» Reverse Cell Lookup

We all enjoy a carefree uneventful life at times. So, what do famous people and we, mortals, have in common? A wish for privacy.

» Find out Who Phone Number Belongs to

Find out who a phone number belongs to is something that people have been trying to do pretty much since the phone was invented. When it was just home telephone numbers that we had to worry about, the answer was simple, you either used the local phone book or one of the reverse lookups that were offered by many of the online phone books.

» Employment Background Checks

Background Checks are typically conducted discreetly. By that token, it is sneaky to some degree. How people view the use of Employment Background Checks to obtain information about someone is a rather individual thing and can vary quite a bit from one person to another. However, there is no denying that this practice is on the uptrend both in business and private.

» Check Your Mortgage Credit Score - Get the House You Want  

You've found the house of your dreams, or at least the right one for right now. But is it too big for your mortgage credit score? When assessing whether or not you can afford the house you want, your score is an important fact to know. If it's too low, you may have to keep looking.

» Credit Guarantee Legal System in China

Both the Guarantee Law of the People’s Republic of China enacted in 1995 and the judicial interpretation of the guarantee law enacted in 2000 are adapted to credit guarantee, but the inherent deficiencies of the guarantee law can not offer good legal criterions for the SEMs credit guarantee. 

» How Your Credit Report and Credit Score are Used

Your credit report and your credit score are used by a variety of businesses to help them learn more about you. Anyone with a business need and your permission is allowed to see your credit report or credit score. In some cases, your permission isn’t even needed for someone to view your credit history.

» Building a Credit Infrastructure in China

Having a predictable, systematic approach to credit and receivable management is only recently understood as necessary in China .

» Insolvency and Corporate Bankruptcy in China

China 's insolvency regime is still developing. Insolvency remains a particularly sensitive issue in China because there many technically insolvent state-owned enterprises and financial institutions, forcing China to choose between economic inefficiency and mass lay-offs that could disrupt social stability.

» How to Do a Credit Background Check

Getting a credit background check is very important for everyone nowadays. Every time you apply for a credit card, car loan or mortgage, the company will want to run your credit and get the report. This will help them decide if you are allowed to get the credit for the card, car or home that you need.

» The What and How of Background Checking

Some information included: Since a background check is done to delve into the past activities and record of an individual, it contains different information, some of which are listed below.

» The ABCs of Due Diligence

A common business and investing practice, due diligence is a necessary and effective in preventing detrimental investments or business partnerships. Most important in mergers and acquisitions of companies, due diligence is the process of evaluating the history (productive, financial, ethical, etc.) of a company to be certain of its nature. This may include extensive research and analysis that would require a sufficient amount of time and care. Level of customer approval, productivity, public relations, environmental issues, suppliers and employee satisfaction may all be important factors involved in due diligence.

» Construction of Credit System Sees No Basis in Law and 

   Government's Regulation

The status quo of the credit system in China calls for the government to issue relative laws and regulations so as to ensure the enterprises’ smooth development.

» 2009 Chinese Tax Regulations for Non-Resident Enterprises

The Chinese State Administration of Taxation (SAT) has issued the China tax regulations for non-resident enterprises that do business and have establishments or places of business in China.

» Risk Investment and Risk Management in Business Industry

Smart investing includes risk management. For each stock, bond, mutual fund or other investment you purchase, there are three distinct risks you must guard against; they are business risk, valuation risk, and force of sale risk. In this article, we are going to examine each type and discover ways you can protect yourself from financial disaster. There are by now three kinds of investment risk: Business Risk, the potential for loss of value through competition, mismanagement, and financial insolvency; Valuation Risk and Force of Sale Risk. There is always some degree present in every investment you purchase. At the same time, by avoiding or minimizing specific types of risk, you can keep temporary hiccups in the economy or financial markets from destroying your wealth.

» Personal Credit is to be kicked off in China

On July 1, Shanghai will for the fist time kick off the experimental work on personal credit in China . As a result, over one million city residents of Shanghai will become the first group of the Chinese, holding personal credit record. This marks the beginning of China 's personal credit system after a long time of preparation.

» Growing of China Credit Database

China's credit database grows by 40 million people, and is to become the world's largest.China 's credit database had records for 640 million people at the end of 2008, up 40 million from a year earlier, according to the information disclosed by Su Ning, who was the Vice Governor of the People's Bank of China (PBOC, the central bank)

» Credit Report

A credit report is a crucial document that reflects your credit status. A credit report is a summary of your financial reliability for the most part, your history of paying debts and other bills. A credit report is a profile of your financial life that's compiled by a credit reporting agency or credit bureau. A credit report is used by a lender to help determine whether a person qualifies for a particular credit card, loan, or service.

» China weighs credit database options (Ⅰ)  

    -- Analyzing credit reporting system models

A basic credit-reporting system is made up of a public credit registry and/or private credit-reporting firms that function within the necessary legal and regulatory framework for credit reporting and privacy. Many countries have public credit registries, normally operated by a central bank or bank supervisor. Alternatively, some have chosen not to operate a public credit registry but rather leave credit reporting services to private firms.

» China weighs credit database options (Ⅱ)  

    -- Analyzing credit reporting system models

As China continues to expand its public credit registry, it needs to address several institutional issues.A key objective is to strengthen the corporate and individual bankruptcy framework. Industry experts are calling for the speeding up of legislation to provide a complete legal basis for the industry. A reform of China 's bankruptcy law was debated for 10 years and only passed recently. Yet judges and relevant legal and banking professionals still have to be trained to understand and execute the law.

» Mystery Customer

Currently the application of "Mystery Customer Inspection Service" is incomplete in China and many companies learn little about it. "Mystery Customer Inspection Service"  is to use the professionally trained individuals to experience and measure the service process by acting as customers in the regulated time and place, and then report back on the service quality, business level of the enterprise in a detailed and objective way. It is commonly called as "anonymous audit or "mystery customer investigation".

» Protecting your Intellectual Property

In broad terms, Intellectual Property is the intangible possession of either an individual or organization, but in the United Kingdom and in most countries around the world, to some degree or another, is acknowledged as having a tangible value. This acknowledgement takes the form of protection by statute under either or both of Civil and Criminal Law but has also developed through common law and equity.

» Talking of Enterprise Financial Risk Control in Terms of 

    Business Investigation

In recent years, domestic companies develop faster and expand more aggressively. However, financial risk in enterprises happens frequently due to lagged management. In order to enhance market competitive abilities and speed up development with quality, precautions and defence must be taken into financial risk.

» A little change shows opposite results

Anti-counterfeiting is very common whether in china or all over the world, we can hear its voices and see it'  actions anywhere, anytime---- Everyone knows anti- counterfeiting, either aged or youth.

» Risk treatment and risk investigation services

Risk is full of any business actions, customers' claims, fatal accidents, senior managers' changes etc, all of these could cause risk.

» Don't call me private eye

Yang Hai, a former policeman, believes China entry into the World Trade Organization will do wonders for his private detective agency.

» A Case Shows The Specialty

From the history of human development, it shows that it is the division of labor that leads the collapse of the original clan and the dying out of primitive society.

» Medical record should include

The front page of a chart should include the name, gender, age, birth date, ID number, work place, home address and telephone number of the patient.

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